Pay bills. Earn Points. It’s that simple.

Pay your everyday bills with Amex.

Earn full Membership
Rewards® Points plus
PAE Points on top.

Use your American Express Card to pay a wide range of everyday bills on Pay & Earn and get rewarded every time you pay.

More Points. More value. Every payment.

Earn full Membership Rewards Points

You’ll earn the same Membership Rewards Points you would on any other Amex purchase.

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Earn PAE Points on top

On eligible payments, you’ll earn PAE Points on top of your Membership Rewards Points.

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Double the reward potential

More PAE Points in your pocket, closer to your next escape.

How Pay & Earn works

It’s simple to pay bills and earn more with Amex.
1

Join the waitlist

Sign up for early access to Pay & Earn.
2

Link your Amex Card

Securely add your American Express Card.

3

Pay your everyday bills

Use Amex to pay a wide range of bills in one place.

4

Earn more points

Earn full Membership Rewards® Points plus PAE Points on eligible payments.

Get the most out of
your Amex.

Earn on the things you already pay for

Turn everyday expenses into everyday rewards, from bills and utilities to insurance and more.

Pay a wide range of everyday bills

Rent
Electricity
Gas
Internet
Mobile & phone
Insurance
Water

Government

Council & Strata

And more

Every bill is an opportunity
to earn full Membership Rewards® Points plus PAE Points on top.

Join the waitlist and be the first to pay bills with Amex on Pay & Earn.

Frequently asked questions

You can pay a wide range of everyday bills, including electricity, gas, internet, insurance, council rates, water, strata fees and rent.

You’ll earn the same Membership Rewards® Points you would on any other American Express purchase.

PAE Points are Pay & Earn’s own rewards currency, earned on top of your Membership Rewards Points on eligible payments.

Pay & Earn is free to join. A platform fee is charged per transaction.

A platform fee gives you access to the convenience and benefits of paying through Pay & Earn, including an easy way to manage your payments and earn eligible rewards along the way. The fee varies depending on how you choose to pay and will always be clearly shown before you confirm your payment.

Be first to make bills more rewarding.

Join the Pay & Earn waitlist for early access and be among the first to earn PAE Points on the everyday bills you already pay.